don’t give me the it’s never too late bs. Life happens, people have jobs, debts and rent to pay.
Going back to school when you’re employed means debt, earning way less or nothing during your bachelor or master, stress, opportunities you’re not aware of because you’re simply not at your workplace anymore, unpaid overtime during those 2 to 3 years… the money you lose is more than what the bachelor / accreditation costs.
When does it start being a stupid idea? Is it when you’re 30? 40? 50?


It is never too late to go back is not bullshit.
I had all of the above and a family to support and I went back to school and got my masters degree.
OP is saying at some point it financially doesn’t pencil out. Like, if I make x now, spend y to get a degree, and then make z, about when does it stop making sense to spend y? Obviously this depends on a lot of things but the answer is definitely not never. I suspect they are trying to get a general sense of around when that would be because they don’t know the exact values of x y and z.
All of that is what you are going back to school for.