The company says it is protecting nursing home residents by curbing unnecessary hospital transfers. Whistleblowers allege cost-cutting tactics have endangered the elderly

American healthcare giant UnitedHealth Group helped delay or deny them critical hospital care, two pending lawsuits and a complaint to state authorities have alleged.

The three cases involve a UnitedHealth partnership initiative that places medical staff from the company’s direct care unit, Optum, inside nursing homes to care for residents insured by the company’s insurance arm.

UnitedHealth says one of the initiative’s goals is to protect patients by reducing unnecessary hospital admissions. Those are admissions the insurance giant would otherwise have to pay for.