What to do: have 6 figures in the bank. Buy shiity flat, buy expensive flat or just continue to enjoy number going up. No kids. No hope. Im leaning towards shitty flat because i’d pay it off quickly but if all goes to hell then does it matter?
Genuine question. Current living situation is irritating but cheap.
Buy a flat you can buy… flat out and can easily afford to live in, with repairs and utilities
Thats what i would do
Preferably with some money to spare on repairs and so on, new furniture etc
And still left over for emergency
Bote that you should figure out which areas are popular and have prices going up.
Dont buy something in some shitty place where prices are stale or worse