I’ve got a “Cadillac” plan in Spain, which for a family of 4 is about 5K a year. No copays or anything. Occasionally I’ll have a prescription which will cost €20, and the farmacist will get angry on my behalf.
In the US, we were paying $25,000 (pretax) in premiums for a meh plan with copays at every turn.
The distinction here is important- $26K is premiums which is money that goes to the insurance companies. You will end up paying more than that with co-pays, deductibles, etc.
Usually all inclusive from what Ive heard from others. Problem is wait times. But if it’s not life threating, you’re waiting anyways in the US. United States healthcare is dominated by insurance lobbyist. Fear mongering Republicans keep the system up.
Oh wow! In switzerland there is immense political pressure beause health insurance is very expensive.
I pay 6300 per year.
I’ve got a “Cadillac” plan in Spain, which for a family of 4 is about 5K a year. No copays or anything. Occasionally I’ll have a prescription which will cost €20, and the farmacist will get angry on my behalf.
In the US, we were paying $25,000 (pretax) in premiums for a meh plan with copays at every turn.
Is that all inclusive, or do you pay additional costs when things happen?
The distinction here is important- $26K is premiums which is money that goes to the insurance companies. You will end up paying more than that with co-pays, deductibles, etc.
So this is including the deductibles. Ater that there still is 10% in co-pay. But that is really not that much.
Usually all inclusive from what Ive heard from others. Problem is wait times. But if it’s not life threating, you’re waiting anyways in the US. United States healthcare is dominated by insurance lobbyist. Fear mongering Republicans keep the system up.