• parricc@lemmy.world
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    3 hours ago

    Wait, am I reading this correctly? When you say 11299.68, that includes not only the person working, but also their spouse and children??? How much does that cover?

    Right now, I’m lucky to have possibly the best healthcare plan in the US through my wife’s job. She was able to add me to her plan for $8580 per year, but it fully covers almost everything with no deductible - something basically unheard of in the US. In comparison, the cheapest marketplace plan I could have gotten would have been something like $8400 per year, with an $8500 deductible, and then it only would have covered 25% of expenses after that. Before I got on her plan, it usually cost me $300 to see a doctor for a regular cold. I’m in my 30s, a normal weight, reasonably fit, and don’t have any health problems other than occasional acid reflux. Under my previous plan, the pharmacy was going to charge me $980 to get a 2 month supply of acid reflux medication (40 mg esomeprazole magnesium tablets). So much winning living in the US. 🙄