Agreeing: Appliances, repairs, taxes, HOA fees, and utilities are all going up in cost faster than salary. The only homeowner cost I can think of that isn’t going up is my mortgage, which is fixed-rate. With a variable-rate mortgage, even that could be going up.
Good on you.
It’s hard for most people who see rent rise faster than salary. Which is the case for most of the United States.
You say that as if the cost of home ownership isn’t also increasing faster than salary. This is not a function of landlords/renting.
Agreeing: Appliances, repairs, taxes, HOA fees, and utilities are all going up in cost faster than salary. The only homeowner cost I can think of that isn’t going up is my mortgage, which is fixed-rate. With a variable-rate mortgage, even that could be going up.