Health insurance at its core is very simple. You put money in, you go to doctor, insurance pay doctor. But in the USA, the insurance denies everything they possibly can. Money put in doesn’t ever see a doctor or your health costs, it goes right to the stockholders…
So why doesn’t someone just make a non-profit health insurance company where there’s no stock, no executives, just public servants and aggressive price negotiation where your medical bills are actually paid with the money put in?
It’s incredibly simple. Complacency. Greed takes root, nobody cares enough, and greed takes further and further root. The US has constructed its society into one where it is entirely normalised for someone to see a homeless person, and say “they earned it”.
Healthcare–and, by extension, everything else–will only change, when the people work to make that change. Simple as. As of now, corporations make change instead. Perhaps, what’s transpiring proves a turning point, but I’m not willing to believe that yet.