There’s nothing wrong with it. The user you’re replying to is the only thing worse than a paid shill. An unpaid shill. Check out their post history and their identical alt accounts on other instances. Fully half the time of you see incredibly stupid shit anywhere on Lemmy… it’s them.
Hi OP. The “inflation” component of an I-Bonds interest rate adjusts every six months. Your April and October bonds are still using the old “inflation” rates. They’ll fall in line at the beginning of next month when they adjust to the current rates. Simultaneously, you’ll also see the May and November I-Bonds adjust to newer rates.
This is effectively not true.
Any capital improvements to your home add to the homes “basis”. When you sell, your gain is the sales prices of the home less the cost of the home less capital improvements less cost of the sales. The US already allows for a significant exclusion on the gain on the sale of a primary residence from income taxes so overwhelmingly nobody will get a tax benefit from a new roof or bathroom or whatever.
There’s a finite limit to cutting expenses. At a certain point “more income” is the only answer. For day to day budgeting, savings, and retirement.
If you’re to much of a little bitch to just accept the community note about what you really are then you’ll never rise up and claim the means of production. 😂🤣😂