I’m fine with toll roads, however, I would like to avoid express lanes (usually two lanes of a toll road with extra tolls so it’s less congested) and there doesn’t seem to be a toggle for that. I will admit that for some cities Apple Maps is on par or better than Google maps and for others it’s the opposite. For my city Apple Maps just doesn’t get the job done.
This seems to be the solution. I found a thread where someone had the same problem and what you suggested fixed it for them.