FYI that 4.15% is annual not per month. Per month it would be the greatest financial deal in history lol

You can just run the iPad app anyway, which will get you 90% of what you’d want. They can take their time and figure out what needs to be added.

If you’re running Safari, you’re already running their OS. If Apple wants to spy on you, they’ve already got the means to do so, so you’ve already decided to trust them.

Switching to Chrome or Firefox means trusting one more entity in addition to Apple. This expands your possible exposure.