• theneverfox@pawb.social
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    1 month ago

    The problem with health insurance as a metaphor is they have real costs… The insurance company does pay out real money every time you use your policy, and that makes it easy to muddy the issue

    Let’s take the coffee metaphor further. They say “you can drink up to 400ml of coffee, past that we’ll add an extra fee. But don’t worry, no one does that”. Then they refill your coffee without saying a word, they won’t tell you how much you’ve used unless you ask, and they won’t stop refilling it unless you tell them not to

    The reason the coffee metaphor is great is because, while it’s a real thing, it costs them basically nothing. Just like the extra electricity to send your data costs basically nothing

    The cost is the number of coffee pots, the labor, the restaurant - all things that don’t change in cost no matter how much coffee you drink

    Coffee works because the nature of the transaction is the same