Seriously. As a downhill biker I count at least 5 lines for me:
Cyclist, Object Collision
Cyclist, Other
Cyclist, Non Collision Accident
Assault, Sharp object (my shins and calves are constantly being torn up by my fucking pedals. fuck those grip screws)
Struck by sports equipment
Seriously. As a downhill biker I count at least 5 lines for me:
Cyclist, Object Collision Cyclist, Other Cyclist, Non Collision Accident Assault, Sharp object (my shins and calves are constantly being torn up by my fucking pedals. fuck those grip screws) Struck by sports equipment
Clipless will save your shins :)