• Whats_your_reasoning@lemmy.world
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    1 hour ago

    Earn 3 times the amount of a proposed rent? You’re golden.

    Earn below 3 times the amount of a proposed rent (but still enough to pay it each month)? Now you have to pay a guarantor to back you up. Last estimate I got was $800 for that service. You’ve gotta pay that before a landlord will accept you.

    So if you earn less, you’re forced to pay more. It’s so fucking backwards.

    Source: currently homeless, on numerous “waitlists” for low-income apartments that can take years to get through, housing lotteries that have 10s of thousands of people also hoping for a home, and attempting to scrounge the bottom of the barrel with tiny studio apartments (which, even if I apply to immediately, I’m behind others who somehow got to them faster.)

    The system is absolutely fucked. I’m just grateful I enjoy my job (which, yes, I work full time, and earn above minimum wage for. Modern US society has no mercy for any of us.)