I actually just login to all of my different accounts regularly to keep track of things. Nearly all spending flows out of two cards so mostly I watch them and just compare to actual cash on hand to maintain a certain balance. Anything excess gets periodically transferred into investment accounts. I’ve never really felt the need for tracking beyond this, I tried Mint for awhile once but I think my needs are just really simple. I know roughly how much money is where at all times and I can get the exact details within a few second if I have a phone or computer, that’s good enough for me.

I think that’s inflation cut in half from last year’s peak now, so we’re definitely getting there. It really does seem like the soft landing is a likely outcome at this point, we mostly keep getting closer to it.

Coincidentally, profit margins in certain industries have significantly expanded during this same period. It really does look like a lot of “inflation” was more like profiteering, many companies used the panic about inflation to push prices up regardless of actual costs.