• spicy pancake@lemmy.zip
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    1 day ago

    I just keep balance transferring it to new cards with promo 0% APR for some months

    the balance transfer fees are significantly lower than card interest for sure (not sure about personal loan interest, I’ll have to check my bank)

    every time I do this I hope that this time around is the time I finally pay it all off before a new crisis arises that I have to pay for. sigh