TL;DR:

• Anthem the insurance company can blow up and it’d be a universal net positive for everyone on Earth.
• insurance companies in America are so broken you’d be paying for insurance to pay them more when you have an accident due to some bullshit called “subrogation”.

“That’s insurance-speak for “You owe us money, no matter what.” Any money I might get as a result of this accident legally must flow right back to Anthem.”

There is no real happy ending except that as a CEO with CEO pay they were able to pay everything off and might now try to advocate for better bike lanes and arrange meetings with bike safety advocates.

It looks like even CEOs get fucked equally and that’s about it.