• [deleted]@piefed.world
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    5 hours ago

    Can you admit that they are not starting out with their full 20% cut? Fuck, you even posted an article with a nice graph at the bottom showing their net income was under 10% of their gross income except for one carrier in one quarter since 2022!

    That is the entire reason you cannot accept any explanations based on the reality that they have room to increase profits.

    • null@piefed.nullspace.lol
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      4 hours ago

      Again, I quoted you the exact figures that show year over year consistency with aligning to the range required by the law. Do you disagree with their findings?

        • null@piefed.nullspace.lol
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          4 hours ago

          The range I’m referring to is the MLR requirements under the ACA.

          It’s a range, because they must take on a minimum 80% MLR, but in some cases the law requires them to take an even higher MLR.

          People in this thread have been trying to tell me this law does not even exist.

          • [deleted]@piefed.world
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            4 hours ago

            No, they are saying it doesn’t work the way you describe because the companies never actually reach their 20% cut. Rebates don’t cap their net revenue because they are never close to the cap.

            • null@piefed.nullspace.lol
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              4 hours ago

              No, they are saying it doesn’t work the way you describe because the companies never actually reach their 20% cut.

              Lol absolutely not. They said no such law exists that would require insurers to rebate customers. Again, unlike you I’m happy to quote anything you think wasn’t said.

              Rebates don’t cap their net revenue because they are never close to the cap.

              So you disagree with the findings I linked you?

              • [deleted]@piefed.world
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                4 hours ago

                Your link explains how you are completely misunderstanding how everything works and explains the same things we telling you.

                Go read what you linked until it sinks in.

                • null@piefed.nullspace.lol
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                  4 hours ago

                  Then tell me how the quote I gave you fails to align consistently with the range of MLR required by the law.