I’ve been investing into index funds since my twenties and I live quite frugally in a small house that I own. I’m relatively certain I’ll be able to retire just fine.

All my friends with this kind of attitude live in a rental apartment in a big city and have an office job. I guess I’d feel that way too if I was burning thousands in rent every month.

I think it actually demands more faith. There’s no proof heaven doesn’t exist. But there is loads of evidence you will not be able to retire.

This totally true sentiment Reminds me of Boxer from Animal Farm. Doesn’t have to be this way though we could take over the farm

My retirement plan is to die in the resource wars.

I’m late 40’s right now, always assumed social security was a pipe dream so I’ve diligently put away money in 401ks and IRA’s. I no longer believe they will be worth anything much longer.

Was a nice country, for a little while, at least that’s what my parent’s generation tells me, I’ve never been here for it.

That’s not true at all

Many people know with certainty they can never retire ever

It’s an open question if they can get into heaven

Even stronger faith I’d say, since billionaires aren’t actively conspiring with politicians to keep you out of heaven.

I’m technically a millionaire, as many people who have worked a white collar job for 30+ years are. That’s calculated by the value of all your assets, not cash on hand. So if you bought a home in Austin in 2001 for $200k, you’re likely, technically, a millionaire in 2026.

In 2022 I got cancer (clean now) and I saw the medical bills. If I ever become ill for a prolonged period of time, my wife and I will be bankrupt well within two years. If the dollar collapses and takes our savings with it, we’ll be bankrupt much, much sooner.

IMHO, unless you are a Billionaire or multi(50+) millionaire, I don’t think a care free “retirement” is in the cards.

I hate sad showerthoughts.

That’s why whenever some d****** Boomer asked me what my retirement plans are I just looked them in the eye and say homicide or suicide

I know I will retire between 62 and 64, and I’ll be ready for it.

When I was in my early 20’s I gave up on the idea of retirement. I was watching the environment being ruined and realized my retirement was going to be awful and stressful. I decided then to live for the moment so I could be happy.

I travelled many countries, live abroad for a number of years, met many different people, tried many different things, learned many things, slowed down to enjoy the little things and even got an HR manager fired to top off my list of personal accomplishments.

I don’t want to grow old and lately I’ve seen how awful it is to slowly die in a body you are losing control over. Too many times.

I’ve already made peace with my own death whenever it comes. My retirement plan now is extreme sports. If I’m going out, I’m doing it living in the moment.

From my perspective, it’s strange to see so many people fight to live long, to live forever or to create a legacy that persists beyond their death. Eveyone dies and everything will be forgotten. That should be something beautiful but instead it fills people with fear.

Set yourself up in a semi dangerous field with a pension and retire at 55.

I mean you could drop all your ethics and become a corrupt politician, get the congressional pension, then have someone ghostwrite your memoir and enjoy the royalties.

Semantics really. Most people will be able to afford to stop work, and go live in a box under a bridge or something. Most people won’t be able to afford to have annual overseas holidays in their retirement. Most people will be somewhere in between.

If I completely stopped work at 65 I might be able to afford to live out my days in a modest home and go on caravan holidays. I think most people my age in my country are in that category.

This will be much more difficult for our children because buying a home will probably be out of reach in 20 years when they’re ready to do so. Retirement math would be pretty dreary if you have to pay rent.