The Netherlands has 4.19

The Netherlands is close in size to Maryland, and close in the number of inhabitants as New York. Also half of the traffic is cars and half is bicycles. It’s pretty insane how bad Mississippi is.

What does that mean? Where I live you borrow a certain amount of money and you pay it back plus interest (in my case 3.5%), and that percentage is fixed for 20 years. In 20 years I expect to have paid most of that entire amount back and my house should be mortgage free

I mean it more like if you would have borred 100K for a house in the 70s that was a lot of money, if you still live in that house you probably paid it back, but even if you didn’t 100K today isn’t that much money anymore

What do you mean with “inflation was added to your mortgage rate”? The prices of houses do go up but this is mostly a problem for first time buyers, after that your current house has gone up in price too, so that helps with the next house. But if you buy a house and don’t move your mortgage is fixed for 20 or 30 years (unless you go without a fixed rate). So your monthly payment will stay the same, while hopefully your salary goes up.

Not necessarily, if you own a home AND your pay slowly goes up to compensate (both of these unfortunately aren’t happening for a lot of people), relative to your income your mortgage goes down.

Or in more generic terms, inflation is good if you borrow money.

Is that even a thing anymore or did that also get demolished by DOGE? It seems like anything that benefits companies but screws consumers and citizens is being dismantled

The 5% is probably too much, but its realistically 3.5% the othet 1.5% can be spend on infrastructure (like make bridges strong enough so tanks can drive over them), on cyber defense and other things that are not weapons.

Also it’s about deterrence, when we spend enough Russia can’t attack unless they match the spending, this is part why the Soviet Union collapsed.

The thing is the EU is mostly concerned about Europe, while the US wants to play world police. So if China would invade Taiwan and NATO is without the US, I’m not sure they are going to get involved, it would open the gate for Russia. If the US is still part of NATO I’m not sure what will happen as it’s not an article 5 event. So the other NATO countries are not automatically involved even if the US is.

You can buy bags with fake mold, but people will probably see it and throw your food in the trash, so I don’t think it really helps.

Look dude you are talking about actively resisting, so thats why I asked how are you doing that. And if you think I’m an fbi agent or something just say what someone theoretically can do, how can I actively resist?

Yeah sure I bet except from complaining here you don’t do shit

About the “hardcore” and msm, I do check msm, and try to use multiple sources and more balanced media sources. News on lemmy definitely isn’t neutral.

Mostly the same, but when I need to search for something and reddit is in the top search results, I do look at it.

Ok, so how are you actively resisting yourself?

You do know what to do and you are doing it! It’s not going to magically solve everything but you are doing more than most people.

I don’t know maybe you’ll end up with Trump again after this if people don’t change the way they vote.

I don’t have ADHD (I think), but when I dont browse all the, aisles I will come with that one thing we needed. Only to find out the next morning during my shower, I have been trying to squeeze out toothpaste of a tube that was basically empty 3 days ago. I browse all the aisles because I don’t want to come back and remember I forgot something.

Thanks I’ll look up the song, now that you say it it’s pretty obvious.

Maybe you can explain what this opp actually is??

As someone that doesn’t know anything about drugtests, how long are these things still testable?