Sometimes it don’t be that way unless it do

Others have said it here better than I could, but I was the same way but for probably other reasons. My mother lost her home, not due to misfortune but because she couldn’t manage her finances. Quick splurge items and random ideas too priority over long term stability. Anyway, so I thought mortgages and loans were scary too.

Then I got educated on them. They’re not scary if you understand what you’re doing. Loans are not scary, they are tools to achieve your goals. A tool can be extremely useful to accomplish your goal, but you also shouldn’t reach for that tool every time either.

If your goal is to own your home, a mortgage is a great tool if you know what you’re doing. Learning about interest rates, how they’ll affect you, sitting down and looking at your long term finances and knowing what you can manage paying every month for the forseeable future is how you can calculate what works for you.

Where it gets scary is when people walk in, not knowing what they can afford and taking everything the bank will give them, not knowing how much they’ll be paying over time. That’s when things get predatory and scary. Knowledge is power as they say.

Now when I need a loan I go in, and I know what interest rate I want, what duration I want, and exactly how much I need, and the bank usually says yes. I’ve proven myself with my credit score to be a trustworthy person to lend to, and l can now usually get pretty decent terms.

Learn about finances, learn the math, and learn how you spend money. Once you get that knowledge it stops being so scary.

No, it’s not. Financing is a great tool, and used wisely and with knowledge of interest rates and total cost, can elevate you quite a bit in life.

This however is predatory lending, and it should not be used ever.

Asking baity questions is worse.

But that’s not decentralized. It’s the same as discord, only instead of a corporation now you have a server admin.

I completely support you moving off of Discord, and I completely support you setting up Matrix. I tried a lot, I think it has the most feature parity. That being said, the biggest thing I regret when setting it up is that I went with Synapse for my backend Matrix server, when there are others.

I’ve heard very good things about Conduit (https://conduit.rs/), mostly that it’s easier to stand up and easier to maintain.

Either way, I think it’s a smart move, and it’s worth the investment. It’s not the easiest to stand up, but operationally our communication should be our own. Expect trial and error, getting one piece up and running, then the next, and then the next. Celebrate small wins like “Today I got it running” and then “Today I got federation working”, and then “Now I have voice working!”. Otherwise it’s going to feel overwhelming.

I believe in the cause, so feel free to DM me if you have any questions, or send me a DM on Matrix :)

Oh, and a very useful tool - https://federationtester.matrix.org/

This will tell you exactly what is wrong with your federation.

Which is stupid by itself. It should be assumed that a TV can be burned in, with the option to disable it if they don’t like it or don’t care.

Yeah when the company is looking to cut as much cost as possible, if it’s not an indefinite strike then you’re just telling them ahead of time that they should probably just let you all go

At this point a year is generous

That is phenomenal. Just absolutely stunning. The sheer stupidity of how they did that as astounding.

While boomer CEO criticizes they also pushed for this level of surveillance at the same time

I’ll say I have a family member who does what you’re saying, and they waste honestly just a ton of food. Like “I tried this new recipe, it made enough for 10 meals but I didn’t like it so I threw it out”. Not that it turned out bad, but they didn’t like it. Now, I’m all for never making it again because you didn’t like it, but wasting that much food is just gross to me.

That’s too bad, that’s a hard line for me, it has to have the option of federation.

Also, so it’s a direct server, so it is centralized, there’s nothing decentralized about it

Decentralized (no abuse of power and doesn’t have a single point of failure)

There is a direct server though, is it federated? The readme doesn’t say it’s federated at all

I’m sure the community will rally together to save their community against the invaders.

Oh, you mean helping each other and being empathetic are liberal traits, and they only value looking after themselves even when their community depends on cooperation? Well, I’m sure they can each farm their own food.

nerd herd

I understood that reference!

I’ve heard positive things about Dito, if I was doing it over again I think I’d start there

This post says a lot about how users interact with the web now. 15-20 years ago the question would have been “how do I change the feed ordering”. Now it’s “this sucks, it’s so bad”.

Welcome to what we used to have in the old internet friend, you have choice again. You can choose how you want to experience Lemmy, there is no one way being dictated to you.

It was so creepy! Completely lost the plot, and the whole purpose of the movie too, so hated it for many reasons.

Can confirm, I host Matrix (homeserver synapse) and Element. Voice is a pain to get set up but I hear there are other matrix services which will do this for you easier. It’s a process though. You can get text chat up in a day, voice is going to be a bit after that, a lot of tinkering.