• 1 Post
  • 407 Comments
Joined 2 years ago
cake
Cake day: June 15th, 2023

help-circle








  • The people seeing the biggest dollar increases will be those above 400% of poverty level - $62,600 for singles, $128,600 family of 4 - because the “Big Beautiful Bill” brings back the cap on ACA subsidies. In my area, the benchmark ‘SLCSP’ is $1150/month (single). 2025, someone making $70k would have paid $560 for that, after tax credits; 2026, they’re on the hook for the whole bill. Family of 4 making $130k is going to pay $3045/month in 2026; would have paid $1030 in 2025.

    There’s big percentage changes up and down the scale, but bringing back “the cliff” essentially targets self-employed people who are finally getting ahead.



  • I have to believe the best times are ahead. I look back at any point in US history and there was more hatred for different people, more formal oppression of those people, more imperialist aggression. Maybe, there were times when certain segments of the white male population could get material goods more easily, but that was often at the cost of just just accepting poverty for everyone else. Not to mention literal famine and plagues.

    There’s a whole world of people out there making shit better all the time. Curing incurable diseases, building alternatives to fossil fuels, converting crowded streets to greenways. There’s a lot of political pressure trying to preserve the bad old ways, even trying to bring back long-forgotten plagues, but we are still finding better ways to do things despite those malicious fucks.


  • In contrast to the housing bubble, where a lot of the value was in overpriced houses sold to individuals, this overpricing is almost entirely in tech stocks, and tech stocks are almost entirely owned by by the wealthiest 10%, even 1%. The tech billionaires have limited ability to divest themselves of their own overpriced companies and absolutely will lose money.

    None of them are going bankrupt, they’ll all be just fine when the market recovers in a few years, because that’s the nature of capitalism. A bunch of peons, who convinced themselves that the bubble-value of their 401k meant it was safe to retire, will suffer, will have to go back to work - if you’re not an oligarch, losing money is painful.




  • Personally, I try to avoid wifi devices, because they tend to communicate through a central server, and it’s harder to be sure they aren’t secretly phoning home. Zigbee and Zwave intrinsically lack internet connectivity, so they are necessarily local-first. My network is Zwave - no experience with zigbee - and it’s been great. Devices all have a little QR code that you can scan to add the device to HA, whenever the device gets powered up. Good range of available devices, from switches & lights to environmental sensors. Most of my devices are Minoston or Zooz, bought from their websites; haven’t had any trouble. Honeywell thermostat. Aeotec outdoor thermometer.

    I run HA in a container on an RPi, and I have some sensors running off the Pi’s GPIO. Actually started with the GPIO sensors and only got HA running because its visualizations looked easy. Those sensors include temperature, CO2 and airborne particulates.


  • tburkhol@lemmy.worldtoAsk Lemmy@lemmy.world*Permanently Deleted*
    link
    fedilink
    arrow-up
    2
    arrow-down
    2
    ·
    13 days ago

    It’s a great topic to bait class conflict.

    I imagine a lot of lemmy users are tech-savvy, decent jobs, basically ‘comfortable’ in life. People who consider college education a necessity and part of parental responsibility, whether that means paying tuition outright, co-signing loans, or just letting their kid live at home until graduation.

    I also imagine a lot of lemmy users are young people, struggling to balance the increasingly burdensome costs of housing, life, maybe school debt (depending on nationality). Maybe with their own kids put completely off the table by their immediate financial situation.

    Both of those stereotypes can resent wealthy people. That first group means trust-fund kids and nepo-babies who graduate into leadership positions in their parents’ companies. The second group means the first.


  • The ‘manage money’ part is the real trick. How do you wean a kid from ‘daddy pays for everything’ to ‘live within my own means’? At least for me, that really began/begins in college with a budget that paid for essentials like tuition, rent & food, but not luxuries like concerts or vacations. That encourages to get a job to pay for those luxuries, which in turn encourages to learn a work-life balance. But parents are still there to cover any significant fuckups.

    It’s very much a class question, though. Lower/working class isn’t going to have the spare resources to let a kid idle through an extra 4-8 years of school. Upper class can supplement income perpetually and give away a house (and even there, there’s a difference between half a duplex in Youngstown and a beach house in San Diego). Higher the parents’ class, the more they need to think about how much they’re willing to let their kids’ standard of living drop.