I currently pay 27 dollars twice a month for just myself. I’m looking to add my spouse to my insurance plan. If I add children it increases my premium to 190 a month, if I want my “whole family” covered it gets increased to 245 a month.
Why am I not able to just add my spouse for 55$ a month?
This is some bullshit. Thanks America.
Addendum: Just heard back from HR, this is working as intended.
No, it’s absolutely correct as you broaden it to consider the average adult costs vs the average child.
The real reason you see this is that your employer gets a SUBSTANTIAL subsidy for YOUR insurance via a payroll tax credit. They do not get this for your spouse, so you see the true cost for them.